/* SS Learning Hub - styles.css
   Clean, bank-friendly design; responsive; no external frameworks required.
*/

:root {
  --bg: #0b1020;
  --panel: rgba(255,255,255,0.06);
  --panel2: rgba(255,255,255,0.10);
  --text: #e9eefc;
  --muted: rgba(233,238,252,0.72);
  --muted2: rgba(233,238,252,0.55);
  --line: rgba(233,238,252,0.14);
  --accent: #6aa6ff;
  --accent2: #7c4dff;
  --good: #22c55e;
  --warn: #f59e0b;
  --bad: #ef4444;
  --shadow: 0 20px 60px rgba(0,0,0,0.50);
  --shadow2: 0 10px 30px rgba(0,0,0,0.35);
  --radius: 18px;
  --radius2: 28px;
  --max: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Helvetica Neue", "Noto Sans", "Liberation Sans", sans-serif;
  background: radial-gradient(1200px 700px at 10% 0%, rgba(106,166,255,0.18), transparent 60%),
              radial-gradient(900px 700px at 90% 10%, rgba(124,77,255,0.16), transparent 55%),
              radial-gradient(900px 700px at 30% 95%, rgba(34,197,94,0.10), transparent 55%),
              var(--bg);
  color: var(--text);
  line-height: 1.5;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  height: auto;
}

.container {
  width: min(var(--max), calc(100% - 40px));
  margin: 0 auto;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 10px;
  padding: 10px 14px;
  border-radius: 10px;
  background: #ffffff;
  color: #000;
  z-index: 9999;
}
.skip-link:focus {
  left: 10px;
}

.header {
  position: sticky;
  top: 0;
  z-index: 60;
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  background: linear-gradient(to bottom, rgba(11,16,32,0.92), rgba(11,16,32,0.65));
  border-bottom: 1px solid var(--line);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 14px 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  min-width: 220px;
}
.logo {
  width: 34px;
  height: 34px;
  border-radius: 11px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, rgba(106,166,255,1), rgba(124,77,255,1));
  box-shadow: var(--shadow2);
}
.brand .title {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.brand .title strong {
  font-size: 14px;
  letter-spacing: 0.3px;
}
.brand .title span {
  font-size: 12px;
  color: var(--muted);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
}
.nav-links a {
  color: var(--muted);
  font-size: 13px;
  padding: 10px 10px;
  border-radius: 12px;
  border: 1px solid transparent;
}
.nav-links a:hover {
  color: var(--text);
  border-color: var(--line);
  background: rgba(255,255,255,0.04);
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 10px;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 10px 14px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.04);
  color: var(--text);
  font-size: 13px;
  cursor: pointer;
  transition: transform 120ms ease, background 120ms ease, border-color 120ms ease;
}
.btn:hover {
  transform: translateY(-1px);
  background: rgba(255,255,255,0.07);
  border-color: rgba(255,255,255,0.18);
}
.btn.primary {
  border-color: rgba(106,166,255,0.35);
  background: linear-gradient(135deg, rgba(106,166,255,0.22), rgba(124,77,255,0.20));
}
.btn.primary:hover {
  border-color: rgba(106,166,255,0.55);
}
.btn.small {
  padding: 8px 12px;
  border-radius: 12px;
  font-size: 12px;
}

.burger {
  display: none;
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.04);
  border-radius: 14px;
  padding: 10px 12px;
  color: var(--text);
  cursor: pointer;
}
.burger span {
  display: block;
  width: 18px;
  height: 2px;
  background: var(--text);
  margin: 3px 0;
  opacity: 0.9;
}

.mobile-menu {
  display: none;
  border-top: 1px solid var(--line);
}
.mobile-menu .container {
  padding: 10px 0 16px 0;
}
.mobile-menu a {
  display: block;
  padding: 12px 10px;
  border-radius: 14px;
  color: var(--muted);
  border: 1px solid transparent;
}
.mobile-menu a:hover {
  color: var(--text);
  background: rgba(255,255,255,0.04);
  border-color: var(--line);
}

.hero {
  padding: 54px 0 30px 0;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 26px;
  align-items: center;
}
.hero-grid.single {
  grid-template-columns: 1fr;
}

.kicker {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 12px;
  border-radius: 999px;
  border: 1px solid rgba(106,166,255,0.28);
  background: rgba(106,166,255,0.10);
  color: var(--muted);
  font-size: 12px;
}
.kicker .dot {
  width: 7px;
  height: 7px;
  border-radius: 999px;
  background: var(--accent);
  box-shadow: 0 0 0 3px rgba(106,166,255,0.15);
}
h1 {
  margin: 14px 0 10px 0;
  font-size: clamp(28px, 4vw, 44px);
  line-height: 1.1;
  letter-spacing: -0.6px;
}
.lead {
  color: var(--muted);
  font-size: 15px;
  margin: 0 0 18px 0;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 18px 0 10px 0;
}
.hero-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 16px;
}
.pill {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 12px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.04);
  color: var(--muted);
  font-size: 12px;
}

.card {
  border: 1px solid var(--line);
  background: linear-gradient(180deg, rgba(255,255,255,0.06), rgba(255,255,255,0.03));
  border-radius: var(--radius2);
  box-shadow: var(--shadow2);
}
.card.pad {
  padding: 18px;
}
.card h3 {
  margin: 0 0 8px 0;
  font-size: 14px;
}
.card p {
  margin: 0;
  color: var(--muted);
  font-size: 13px;
}

.hero-panel {
  position: relative;
  overflow: hidden;
}
.hero-panel::before {
  content: "";
  position: absolute;
  inset: -40px -40px auto -40px;
  height: 220px;
  background: radial-gradient(closest-side, rgba(106,166,255,0.22), transparent 68%);
  filter: blur(2px);
}
.hero-panel .mini-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}
.mini {
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.04);
  border-radius: var(--radius);
  padding: 14px;
}
.mini strong {
  display: block;
  font-size: 13px;
}
.mini span {
  display: block;
  margin-top: 6px;
  color: var(--muted);
  font-size: 12px;
}

.section {
  padding: 54px 0;
}
.section.tight {
  padding: 36px 0;
}
.section .head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 18px;
}
.section .head h2 {
  margin: 0;
  font-size: 22px;
  letter-spacing: -0.3px;
}
.section .head p {
  margin: 0;
  color: var(--muted);
  max-width: 560px;
  font-size: 13px;
}

.grid3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.grid2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}
.grid4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.feature {
  padding: 18px;
}
.icon {
  width: 38px;
  height: 38px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  background: rgba(106,166,255,0.12);
  border: 1px solid rgba(106,166,255,0.20);
}
.feature h3 {
  margin: 12px 0 8px 0;
  font-size: 14px;
}
.feature p {
  margin: 0;
  color: var(--muted);
  font-size: 13px;
}

.course {
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.course .top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
}
.badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  color: var(--muted);
  padding: 6px 10px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.03);
}
.price {
  font-size: 13px;
  color: var(--text);
  padding: 6px 10px;
  border-radius: 999px;
  border: 1px solid rgba(34,197,94,0.25);
  background: rgba(34,197,94,0.08);
}
.course h3 {
  margin: 0;
  font-size: 15px;
}
.course p {
  margin: 0;
  color: var(--muted);
  font-size: 13px;
}
.list {
  margin: 0;
  padding-left: 18px;
  color: var(--muted);
  font-size: 13px;
}
.list li {
  margin: 6px 0;
}

.steps {
  padding: 18px;
}
.step {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 12px;
  padding: 14px;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.03);
  margin-bottom: 12px;
}
.step:last-child { margin-bottom: 0; }
.step .num {
  width: 42px;
  height: 42px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(106,166,255,0.28);
  background: rgba(106,166,255,0.10);
  color: var(--text);
  font-weight: 700;
}
.step strong {
  display: block;
  font-size: 13px;
}
.step span {
  display: block;
  margin-top: 6px;
  color: var(--muted);
  font-size: 13px;
}

.banner {
  padding: 20px;
  border-radius: var(--radius2);
  border: 1px solid rgba(106,166,255,0.22);
  background: linear-gradient(135deg, rgba(106,166,255,0.12), rgba(124,77,255,0.10));
  box-shadow: var(--shadow2);
}
.banner .row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
}
.banner h3 {
  margin: 0;
  font-size: 16px;
}
.banner p {
  margin: 6px 0 0 0;
  color: var(--muted);
  font-size: 13px;
}

.footer {
  padding: 26px 0;
  border-top: 1px solid var(--line);
  background: rgba(0,0,0,0.10);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr 0.8fr;
  gap: 18px;
}
.footer h4 {
  margin: 0 0 10px 0;
  font-size: 13px;
}
.footer a {
  color: var(--muted);
  font-size: 13px;
  display: inline-block;
  padding: 6px 0;
}
.footer a:hover {
  color: var(--text);
}
.small {
  color: var(--muted2);
  font-size: 12px;
}
.hr {
  height: 1px;
  background: var(--line);
  margin: 18px 0;
}

.page-hero {
  padding: 34px 0 16px 0;
}
.page-hero h1 {
  font-size: clamp(24px, 3.4vw, 36px);
  margin: 0 0 10px 0;
}
.page-hero p {
  margin: 0;
  color: var(--muted);
  max-width: 760px;
}

.page {
  padding: 18px 0 54px 0;
}
.content {
  padding: 20px;
}
.content h2 {
  margin: 18px 0 10px 0;
  font-size: 18px;
}
.content h3 {
  margin: 18px 0 10px 0;
  font-size: 15px;
}
.content p {
  margin: 0 0 12px 0;
  color: var(--muted);
  font-size: 13px;
}
.content ul {
  margin: 0 0 12px 0;
  padding-left: 18px;
  color: var(--muted);
  font-size: 13px;
}
.content code {
  background: rgba(255,255,255,0.08);
  padding: 2px 6px;
  border-radius: 8px;
  border: 1px solid rgba(255,255,255,0.12);
}

.form {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.form .full { grid-column: 1 / -1; }
.field label {
  display: block;
  font-size: 12px;
  color: var(--muted);
  margin-bottom: 6px;
}
.field input, .field select, .field textarea {
  width: 100%;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.04);
  color: var(--text);
  outline: none;
}
.field textarea {
  min-height: 120px;
  resize: vertical;
}
.field input:focus, .field select:focus, .field textarea:focus {
  border-color: rgba(106,166,255,0.45);
  box-shadow: 0 0 0 4px rgba(106,166,255,0.10);
}

.notice {
  border-left: 3px solid rgba(245,158,11,0.7);
  padding: 12px 14px;
  border-radius: 14px;
  background: rgba(245,158,11,0.08);
  border: 1px solid rgba(245,158,11,0.18);
  color: var(--muted);
  font-size: 13px;
}

.table {
  width: 100%;
  border-collapse: collapse;
  overflow: hidden;
  border-radius: var(--radius);
  border: 1px solid var(--line);
}
.table th, .table td {
  padding: 12px 12px;
  border-bottom: 1px solid var(--line);
  font-size: 13px;
}
.table th {
  text-align: left;
  color: var(--text);
  background: rgba(255,255,255,0.06);
}
.table td {
  color: var(--muted);
}
.table tr:last-child td { border-bottom: none; }

kbd {
  background: rgba(255,255,255,0.08);
  padding: 2px 6px;
  border-radius: 8px;
  border: 1px solid rgba(255,255,255,0.12);
  font-size: 12px;
}

/* Chat widget */
.chat-fab {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 80;
}
.chat-fab button {
  width: 54px;
  height: 54px;
  border-radius: 20px;
  border: 1px solid rgba(106,166,255,0.35);
  background: linear-gradient(135deg, rgba(106,166,255,0.26), rgba(124,77,255,0.24));
  color: var(--text);
  box-shadow: var(--shadow2);
  cursor: pointer;
}
.chat-modal {
  position: fixed;
  right: 18px;
  bottom: 86px;
  width: min(380px, calc(100% - 36px));
  border-radius: 22px;
  border: 1px solid var(--line);
  background: rgba(11,16,32,0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  box-shadow: var(--shadow);
  overflow: hidden;
  display: none;
  z-index: 90;
}
.chat-modal.open { display: block; }
.chat-head {
  padding: 12px 14px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  border-bottom: 1px solid var(--line);
}
.chat-head strong {
  font-size: 13px;
}
.chat-head span {
  font-size: 12px;
  color: var(--muted);
  display: block;
  margin-top: 2px;
}
.chat-body {
  padding: 12px;
  max-height: 360px;
  overflow: auto;
}
.msg {
  display: grid;
  grid-template-columns: 32px 1fr;
  gap: 10px;
  margin-bottom: 12px;
}
.msg.user { grid-template-columns: 1fr 32px; }
.avatar {
  width: 32px;
  height: 32px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.04);
  color: var(--text);
  font-size: 12px;
}
.bubble {
  border-radius: 18px;
  padding: 10px 12px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.04);
  color: var(--muted);
  font-size: 13px;
}
.msg.user .bubble {
  background: rgba(106,166,255,0.10);
  border-color: rgba(106,166,255,0.22);
  color: var(--text);
}
.chat-foot {
  border-top: 1px solid var(--line);
  padding: 10px;
  display: flex;
  gap: 8px;
}
.chat-foot input {
  flex: 1;
  padding: 10px 12px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.04);
  color: var(--text);
  outline: none;
}
.chat-foot input:focus {
  border-color: rgba(106,166,255,0.45);
  box-shadow: 0 0 0 4px rgba(106,166,255,0.10);
}
.chat-foot button {
  padding: 10px 12px;
  border-radius: 14px;
  border: 1px solid rgba(106,166,255,0.35);
  background: rgba(106,166,255,0.12);
  color: var(--text);
  cursor: pointer;
}
.quick-replies {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  padding: 0 12px 12px 12px;
}
.quick-replies button {
  font-size: 12px;
  padding: 8px 10px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.03);
  color: var(--muted);
  cursor: pointer;
}
.quick-replies button:hover {
  color: var(--text);
  border-color: rgba(255,255,255,0.18);
  background: rgba(255,255,255,0.06);
}

.cookie {
  position: fixed;
  left: 18px;
  bottom: 18px;
  width: min(520px, calc(100% - 36px));
  z-index: 70;
  display: none;
}
.cookie.show {
  display: block;
}
.cookie .inner {
  padding: 14px;
  border-radius: 20px;
  border: 1px solid var(--line);
  background: rgba(11,16,32,0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  box-shadow: var(--shadow2);
  display: flex;
  gap: 12px;
  align-items: flex-start;
  justify-content: space-between;
}
.cookie p {
  margin: 0;
  color: var(--muted);
  font-size: 12px;
}
.cookie .actions {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

@media (max-width: 980px) {
  .hero-grid {
    grid-template-columns: 1fr;
  }
  .grid3 {
    grid-template-columns: 1fr;
  }
  .grid4 {
    grid-template-columns: 1fr 1fr;
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 860px) {
  .nav-links {
    display: none;
  }
  .burger {
    display: inline-flex;
  }
  .mobile-menu.open {
    display: block;
  }
}

@media (max-width: 640px) {
  .grid2 {
    grid-template-columns: 1fr;
  }
  .grid4 {
    grid-template-columns: 1fr;
  }
  .form {
    grid-template-columns: 1fr;
  }
}


/* Policy rendering: preserve Word-like line breaks */
.policy-pre {
  white-space: pre-wrap;
  word-break: break-word;
  font-family: inherit;
  font-size: 13px;
  line-height: 1.6;
  color: var(--muted);
  margin: 0;
}
.policy-pre strong { color: var(--text); }


/* Policy emphasis */
.policy-head {
  display: inline-block;
  font-weight: 800;
  font-size: 15px;   /* slightly larger than body */
  color: var(--text);
  margin: 6px 0 2px 0;
}
.policy-meta {
  font-weight: 700;
  color: var(--text);
}
.policy-titleline {
  font-weight: 900;
  font-size: 16px;
  color: var(--text);
}